Governance, Safety & Risk Management·Task 5.3·Bloom: apply·Difficulty 3/5·8 min read·Updated 2026-07-14

The Stakes-Based Routing Rule for the CCAR-P Exam

Apply human-in-the-loop validation strategies

SUBy Solomon UdohReviewed by Solomon UdohAI-assisted · human-reviewed
In short
The stakes-based routing rule sends a decision to a human reviewer when it is low-confidence AND either irreversible or high-cost, while letting confident, reversible, low-cost decisions proceed automatically. When cost and reversibility disagree with confidence, weight cost and reversibility more heavily because they determine the consequence of a mistake, and use confidence to decide how much of the high-stakes volume can safely proceed. Routing on a single variable - confidence alone, or volume alone - misses the cases the rule exists to catch.

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